This is completed downloadable of Test Bank for The U.S. Banking System 3rd Edition
Product Details:
- ISBN-10 : 1285090896
- ISBN-13 : 978-1285090894
- Author:
Explore the principles and practices of banking and credit in the United States with THE U.S. BANKING SYSTEM 3E. The newly revised version of this text guides users through an overview of financial services, including information on human resources, marketing, and ethics. Each chapter is divided into several lessons, making the content easy for users to understand and retain. Extensive activities within the text bring realism to the course and allows users to learn by doing.
Table of Content:
- Chapter 1: The Business of Banking
- Climbing the Ladder: From Human Resources Assistant to Human Resources Specialist
- Introduction to Banking
- Role of Banks in the Economy
- How the Banking System Works
- Other Financial Institutions
- Chapter 2: Development of the U.S. Banking System
- Climbing the Ladder: From Web Content Consultant to Documentation Manager
- Creation of a National Currency
- Banking Before 1913
- Modern Banking
- Chapter 3: The Federal Reserve System
- Skills That Pay Dividends: Understanding Public Policy and Its Impact on Business
- Structure of the Federal Reserve System
- Monetary and Fiscal Policy
- Consumer Protection
- Role in Determining Banks’ Financial Health
- International Banking and the Federal Reserve System
- Chapter 4: Money and Interest
- Skills That Pay Dividends: Quantitative Skills
- The Money Supply
- Money Creation and Circulation
- Interest and Interest Rates
- Chapter 5: Deposits in Banks
- Climbing the Ladder: From Trust Associate to Trust Department Director
- Deposit Accounts
- Interest-Bearing Accounts
- Flow of Deposits
- Deposit Regulations
- Chapter 6: Negotiable Instruments
- Skills That Pay Dividends: Public Speaking and Persuasion
- Types of Negotiable Instruments
- Presenting Checks for Payment
- Processing Checks
- Changing Forms of Payment
- Chapter 7: Bank Loans
- Climbing the Ladder: From Loan Service Clerk to Credit Card Risk Specialist
- Consumer Loan Theory
- Consumer Loans
- Granting and Analyzing Credit
- Cost of Credit
- Bank Loans and Policy
- Chapter 8: Mortgages
- Skills That Pay Dividends: Ethics at Work
- Mortgage Lending
- Mortgage Loan Processing
- Mortgages and the Law
- Government-Backed Loans
- The Mortgage Crisis
- Chapter 9: Commercial Lending
- Climbing the Ladder: From Commercial Banking Associate to Portfolio Manager
- Commercial Loans
- Commercial Credit Analysis
- Small Business Loan Programs
- The 2008 Financial Crisis
- Chapter 10: Specialized Bank Services
- Climbing the Ladder: From Associate Team Leader to Product Manager
- International Banking
- Insurance and Brokerage
- Cash Management
- Trusts
- Chapter 11: Security, Fraud, and Ethics
- Skills That Pay Dividends: Convey a Professional Image
- Robbery Prevention and Response
- Ethics in Banking
- Fraud and Scams
- Identity Theft
- Chapter 12: Bank Marketing
- Skills That Pay Dividends: Understanding Consumer Motives
- Define the Customer
- Develop and Maintain the Customer
- Public Relations
- Customer Service
- Marketing and Advertising
- Chapter 13: Employment Opportunities
- Climbing the Ladder: From Teller to District Manager
- Organizational Structure
- Human Resources
- Employee Evaluation
- Appendix A
- Glossary
- Index