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Bank Management Koch 8th Edition Solutions Manual

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Product Details:

  • ISBN-10 ‏ : ‎ 1133494684
  • ISBN-13 ‏ : ‎ 978-1133494683
  • Author:  Timothy W. Koch, S. Scott MacDonald

Closely examine the impact of today’s changing, competitive environment on commercial banks and banking services, as well as the entire financial services industry, with Koch/MacDonald’s BANK MANAGEMENT, 8E. This new edition reflects the latest changes and developments, from complete regulatory updates to details of the many programs evolving amidst today’s financial crises. The book’s unique approach to understanding bank management focuses on decision-making in today’s financial world. Whether you are a practicing or future professional, the book clearly demonstrates how certain factors influence credit, investment, funding, and pricing decisions. The book’s solid framework provides an appreciation and understanding of the trade-offs between return and risk. You gain a better understanding of the most important issues confronting financial and banking managers today as the book discusses basic financial models used to formulate decisions and analyzes the strengths and weaknesses of data analysis. With the help of this latest edition, you develop the logical thought processes needed to achieve strong financial and management results.

 

Table of Content:

  1. Ch 1: Banking and the Financial Services Industry
  2. Global Financial Crisis of 2007-2009
  3. How Do Banks Differ?
  4. Organizational Structure
  5. Financial Services Business Models
  6. Too Big to Fail Banks
  7. Different Channels for Delivering Banking Services
  8. Summary
  9. Questions
  10. Activities
  11. References
  12. Ch 2: Government Policies and Regulation
  13. Historical Bank Regulation
  14. Goals and Functions of Depository Institution Regulation
  15. Ensure Safety and Soundness and Provide an Efficient and Competitive System
  16. New Charters
  17. Shortcomings of Restrictive Bank Regulation
  18. Maintaining Monetary Stability and the Integrity of the Payments System
  19. Efficient and Competitive Financial System
  20. Too Big to Fail
  21. Summary
  22. Questions
  23. Activities
  24. References
  25. Ch 3: Analyzing Bank Performance
  26. Commercial Bank Financial Statements
  27. The Relationship between the Balance Sheet and Income Statement
  28. The Return on Equity Model
  29. Managing Risk and Returns
  30. Financial Statement Manipulation
  31. Summary
  32. Questions
  33. Problems
  34. References
  35. Appendix
  36. Ch 4: Managing Noninterest Income and Noninterest Expense
  37. Noninterest Income
  38. Noninterest Expense
  39. Which Lines of Business and Customers are Profitable?
  40. Summary
  41. Questions
  42. Activity
  43. References
  44. Ch 5: The Performance of Nontraditional Banking Companies
  45. The Disappearance of Large Investment Banks
  46. Goldman Sachs Group, Inc. and Goldman Sachs Bank USA
  47. The Financial Performance of Mutual of Omaha Bank
  48. The Financial Performance of BMW Financial Services and BMW Bank of North America
  49. Summary
  50. Questions
  51. Activities
  52. References
  53. Ch 6: Pricing Fixed-Income Securities
  54. The Mathematics of Interest Rates
  55. Simple versus Compound Interest
  56. The Relationship between Interest Rates and Option-Free Bond Prices
  57. Duration and Price Volatility
  58. Recent Innovations in the Valuation of Fixed-Income Securities and Total Return Analysis
  59. Money Market Yields
  60. Summary
  61. Questions
  62. Activities
  63. References
  64. Ch 7: Managing Interest Rate Risk: GAP and Earnings Sensitivity
  65. Measuring Interest Rate Risk with GAP
  66. Earnings Sensitivity Analysis
  67. Income Statement GAP
  68. Managing the GAP and Earnings Sensitivity Risk
  69. Summary
  70. Questions
  71. Activities
  72. References
  73. Ch 8: Managing Interest Rate Risk: Economic Value of Equity
  74. Measuring Interest Rate Risk with Duration Gap
  75. Economic Value of Equity Sensitivity Analysis
  76. Earnings Sensitivity Analysis versus EVE Sensitivity Analysis: Which Model is Better?
  77. A Critique of Strategies for Managing Earnings and Economic Value of Equity Sensitivity
  78. Yield Curve Strategies
  79. Summary
  80. Questions
  81. Activity
  82. References
  83. Ch 9: Using Derivatives to Manage Interest Rate Risk
  84. Characteristics of Financial Futures
  85. Speculation versus Hedging
  86. Microhedging Applications
  87. Macrohedging Applications
  88. Using Forward Rate Agreements to Manage Rate Risk
  89. Basic Interest Rate Swaps as a Risk Management Tool
  90. Interest Rate Caps and Floors
  91. Summary
  92. Questions
  93. Activities
  94. References
  95. Ch 10: Funding the Bank
  96. The Relationship between Liquidity Requirements, Cash, and Funding Sources
  97. Characteristics of Retail-Type Deposits
  98. Characteristics of Large Wholesale Liabilities
  99. Electronic Money
  100. Check 21
  101. Measuring the Cost of Funds
  102. The Average Historical Cost of Funds
  103. Funding Sources and Banking Risks
  104. Summary
  105. Questions
  106. Problems
  107. References
  108. Ch 11: Managing Liquidity
  109. Meeting Liquidity Needs
  110. Reserve Balances at the Federal Reserve Bank
  111. Required Reserves and Monetary Policy
  112. Meeting Legal Reserve Requirements
  113. Liquidity Planning
  114. Traditional Aggregate Measures of Liquidity Risk
  115. Basel III and the Liquidity Coverage Ratio
  116. Longer-Term Liquidity Planning
  117. Contingency Funding Plans
  118. Summary
  119. Questions
  120. Activity
  121. References
  122. Ch 12: The Effective Use of Capital
  123. Why Worry about Bank Capital?
  124. Risk-Based Capital Standards
  125. What Constitutes Bank Capital?
  126. Tangible Common Equity
  127. What is the Function of Bank Capital?
  128. How Much Capital is Adequate?
  129. The Effect of Capital Requirements on Bank Operating Policies
  130. Characteristics of External Capital Sources
  131. Contingent Convertible Capital
  132. Capital Planning
  133. Depository Institution Capital Standards
  134. Changes to Capital Standards under Basel III
  135. Summary
  136. Questions
  137. Problems
  138. References
  139. Ch 13: Overview of Credit Policy and Loan Characteristics
  140. Recent Trends in Loan Growth and Quality
  141. Measuring Aggregate Asset Quality
  142. The Credit Process
  143. Characteristics of Different Types of Loans
  144. Summary
  145. Questions
  146. Problems
  147. Activity
  148. References
  149. Ch 14: Evaluating Commercial Loan Requests and Managing Credit Risk
  150. Fundamental Credit Issues
  151. Evaluating Credit Requests: A Four-Part Process
  152. Credit Analysis Application: Wade’s Office Furniture
  153. Managing Risk with Loan Sales and Credit Derivatives
  154. Summary
  155. Questions
  156. Problems
  157. References
  158. Appendix I: Calculation of Financial Ratios
  159. Appendix II: Background Information for Financial Analysis
  160. Appendix III
  161. Ch 15: Evaluating Consumer Loans
  162. Types of Consumer Loans
  163. Consumer Credit Regulations
  164. Credit Analysis
  165. Recent Risk and Return Characteristics of Consumer Loans
  166. Summary
  167. Questions
  168. Problems
  169. Activities
  170. References
  171. Ch 16: Managing the Investment Portfolio
  172. Dealer Operations and the Securities Trading Account
  173. Dodd-Frank Act Provisions Affecting Bank Investments
  174. Objectives of the Investment Portfolio
  175. Composition of the Investment Portfolio
  176. Characteristics of Taxable Securities
  177. Prepayment Risk on Mortgage-Backed Securities
  178. Characteristics of Municipal Securities
  179. Establishing Investment Policy Guidelines
  180. What are Suitable Investment Securities?
  181. Active Investment Strategies
  182. The Impact of Interest Rates on the Value of Securities with Embedded Options
  183. Comparative Yields on Taxable versus Tax-Exempt Securities
  184. The Impact of the Tax Reform Act of 1986
  185. Strategies Underlying Security Swaps
  186. Summary
  187. Questions
  188. Problems
  189. Activity
  190. References
  191. Ch 17: Global Banking Activities
  192. U.S. Depository Institutions in the World Market
  193. Impact of the Credit Crisis of 2007-2008
  194. The European Community
  195. Universal Banking Model
  196. Organizational Structure of U.S. Banks with Foreign Operations
  197. International Financial Markets
  198. International Lending
  199. Foreign Exchange Activities
  200. Summary
  201. Questions
  202. References
  203. Glossary
  204. Index

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